Bankruptcy Attorney in Queens, New York
Queens, the largest of New York City's five boroughs, is a dynamic powerhouse of culture, commerce, and opportunity. Home to over 2.3 million residents, it's celebrated as the most ethnically diverse urban area on the planet, where over 180 languages are spoken and communities from more than 120 countries thrive side by side.
Strategically located just minutes from Manhattan, Queens is more than a residential borough. It boasts two major international airports, JFK and LaGuardia, which collectively handled over 96.8 million passengers in 2024.
From the historic charm of Astoria — with its vibrant Greek culture and booming dining scene — to the upscale residential enclaves of Forest Hills and Bayside, Queens offers a neighborhood for every lifestyle.
Long Island City, once an industrial zone, has transformed into a skyline of luxury high-rises, tech startups, and waterfront parks, attracting young professionals and investors alike.
The borough’s economic engine is equally robust. Queens is home to more than 50,000 businesses, with key industries including healthcare, technology, logistics, and media. The presence of institutions like Queens College and The City University of New York (CUNY) fuels a skilled, educated workforce.
Queens also delivers on livability. With over 7,000 acres of parkland, including Flushing Meadows–Corona Park — New York City's second-largest park — and vibrant arts institutions like MoMA PS1 and the Queens Museum, residents enjoy a rich blend of urban energy and green space.
Yet, even in a borough as thriving and diverse as Queens, financial hardship can strike individuals and businesses alike. Whether due to unexpected medical expenses, job loss, mounting credit card debt, or economic shifts affecting small enterprises, many residents find themselves overwhelmed and uncertain about their financial future.
That’s where our experienced Queens bankruptcy attorney at Todd E. Duffy PLLC can make a critical difference. With in-depth knowledge of federal and New York bankruptcy laws, our local attorney can help clients work through complicated legal proceedings, protect their assets, and work toward a fresh financial start.
With over 25 years of experience, we're dedicated to protecting your legal rights and fighting for your financial interests. Don't hesitate to reach out to Todd E. Duffy PLLC today to schedule a consultation.
Further Reading on Bankruptcy in Queens
Why Do I Need a Queens Bankruptcy Attorney?
Filing for bankruptcy is a major legal and financial decision — one that carries long-term consequences if not handled properly. While it’s technically possible to file on your own, the challenging nature of bankruptcy law, especially in New York, makes professional guidance essential.
A Queens bankruptcy attorney brings localized experience, assuring your case is filed correctly, deadlines are met, and exemptions are maximized to protect your assets. More importantly, they understand the nuances of the local courts, trustees, and filing procedures specific to the Eastern District of New York.
Beyond paperwork, an experienced attorney can help you evaluate all your options. Bankruptcy isn’t one-size-fits-all; whether you're considering Chapter 7, Chapter 13, or an alternative debt relief strategy, a lawyer can assess your financial picture and recommend the best path forward.
They can also help stop creditor harassment, wage garnishment, and foreclosure proceedings through legal protections like the automatic stay.
In a diverse and economically varied borough like Queens, having an attorney who understands the area—from small business challenges in Flushing to rising living costs in Long Island City—is invaluable.
A Queens bankruptcy attorney isn't just a legal guide, but a strategic advocate for your financial recovery.
Frequently Asked Questions About Bankruptcy in Queens
Bankruptcy can feel overwhelming, especially when you're not sure what to expect. Here are answers to some common questions clients ask—beyond the basics of Chapter 7 vs. Chapter 13—to help you feel more informed and empowered as you consider your options.
Can I file for bankruptcy if I’m unemployed?
Yes. In fact, many people file for bankruptcy during periods of unemployment. If you have little to no income and are unable to repay your debts, you may qualify for Chapter 7 bankruptcy. If you're considering Chapter 13, you’ll need a steady income to commit to a repayment plan, so timing is important.
Will bankruptcy stop a lawsuit or judgment against me?
In most cases, yes. Filing for bankruptcy triggers an automatic stay, which immediately halts ongoing lawsuits, wage garnishments, and most collection efforts. However, some legal matters — such as criminal proceedings or child support enforcement — may not be affected.
Can bankruptcy help with medical debt?
Absolutely. Medical debt is one of the most common reasons people file for bankruptcy. It's typically classified as unsecured debt and can often be fully discharged through Chapter 7 or included in a Chapter 13 repayment plan.
Do I need to go to court if I file for bankruptcy?
Most people who file will only need to attend one hearing called the 341 Meeting of Creditors. This is a brief, straightforward meeting where the bankruptcy trustee asks a few questions about your filing. In most cases, creditors don’t attend.
Can I keep using my credit cards after I file?
No. Once you file for bankruptcy, your existing credit card accounts will be closed. After discharge, you may receive new credit card offers, but it’s important to rebuild your credit slowly and responsibly.
Bankruptcy is a powerful legal tool, but it’s also deeply personal. The best way to understand how it applies to your situation is to consult directly with a knowledgeable Queens bankruptcy attorney who can guide you every step of the way
What to Expect During the Bankruptcy Process
Filing for bankruptcy in Queens involves several key steps:
Consultation: Your attorney will review your financial history, debts, income, and goals.
Means test: This determines if you qualify for Chapter 7 or must file under Chapter 13.
Filing the petition: Your Queens bankruptcy attorney prepares and submits the required forms to the U.S. Bankruptcy Court.
Automatic stay: Once filed, an automatic stay halts most collection efforts, including lawsuits, wage garnishments, and creditor calls.
Meeting of creditors (341 hearing): You’ll answer basic questions under oath, though creditors rarely attend.
Discharge or repayment: If successful, your debts are discharged (Chapter 7) or a payment plan is confirmed (Chapter 13).
Each case is unique, but you can count on an experienced Queens bankruptcy attorney from our firm at Todd E. Duffy PLLC to guide you through every step.
Will I Lose Everything If I File for Bankruptcy?
One of the biggest misconceptions about bankruptcy is that you’ll lose all your possessions. In reality, bankruptcy exemptions under New York law allow you to protect essential assets like your home, car, clothing, household goods, and retirement accounts.
For example, if you own a home in Queens, the New York homestead exemption may allow you to keep it, depending on your equity and which chapter you file under. A skilled bankruptcy attorney will help you use these exemptions to your full advantage and safeguard what matters most to you.
Contact our Queens Bankruptcy Attorney Today
When you're ready to file for bankruptcy, contact our bankruptcy attorney at Todd E. Duffy PLLC. Visit our office by getting onto Interstate 495 West heading toward Manhattan. Continue on I-495 W and follow signs for the Queens Midtown Tunnel. After paying the toll and exiting the tunnel, stay straight onto E 35th Street, then turn left onto 5th Avenue, then turn right onto W 31st Street. Contact our firm today to schedule a consultation.