At Todd E. Duffy PLLC, we understand that each person's circumstances are unique, which is why we take the time to understand your situation.
With over 25 years of experience, our lawyers have the knowledge and resources to guide residents through most of the toughest times.
We understand the financial burden you are facing. As a result, we will proudly work with you to develop a plan for alternative fee options.
Individual & Small Business Bankruptcy Attorney Serving New York & New Jersey
We take pride in having an attorney on our team who brings an impressive track record of success in both federal and state courts, including appearances before the United States Supreme Court and the Second Circuit Court of Appeals. With a deep understanding of bankruptcy law, our lawyer has held leadership roles like co-chair of the Bankruptcy Law Committee and more.
As an active leader in the community, Mr Duffy has served in senior leadership positions in various charitable organizations. Learn more about us and how we can assist you today.
Why Choose Todd E. Duffy PLLC?
Speaking with an attorney when you are thinking about filing for bankruptcy is extremely beneficial and therapeutic. The process could seem daunting and even embarrassing. However, our attorneys will be there every step of the way, providing compassion and empathy to improve your financial future.
Our Bankruptcy Services
Bankruptcy Litigation
Individual Bankruptcy
Chapter 11 Debtor Work
Counsel for Directors & Officers
Frequently Asked Questions
Many types of debts can be discharged through bankruptcy, including credit card balances, medical bills, and personal loans. However, certain obligations like child support, alimony, some student loans, and some tax debts are typically not dischargeable.
Chances are, your credit score may already reflect negative marks from creditors attempting to collect on outstanding debts. While filing for bankruptcy does impact your credit score and can remain on your credit report for a period of time, it also offers a valuable opportunity to reset your financial health. By eliminating overwhelming debt, bankruptcy provides a fresh start, empowering you to rebuild and regain control of your financial future.
The bankruptcy process typically takes about 4 to 6 months for a Chapter 7 case from the time of filing to discharge. For Chapter 13 cases, the process is longer, as it involves a repayment plan that generally lasts 3 to 5 years.
Determining if bankruptcy is the right choice for you depends on your financial situation. If you are overwhelmed by debt, facing legal actions from creditors, or unable to meet your financial obligations despite your best efforts, consulting with an experienced bankruptcy attorney can help assess your options and decide the best path forward.
No Cookie-Cutter Responses or Pre-Formulated Solutions
Our Reviews
"I have known Todd for 20 years and have always known him to provide the highest quality representation to his clients. Todd has deep experience handling complex chapter 11 cases and issues for debtors and creditors throughout the United States."
Experienced Help When You Need It
Whether you're facing financial difficulties under Chapter 7, 11, or 13 and grappling with the annoyance of creditors, our legal team will craft a strong plan to get you toward a better future. Together, we can build an alternative fee option and get you started today.